How to use our investor calculators

For this tool to work, you first need to state whether you’ve owned the property for more than 12 months. If you have owned the property for more than 12 months, a 50% CGT discount automatically applies.

You then need to enter how much you bought your property for, how much you sold it for.

Last, you need to enter your current taxable income (your income before you pay tax). You can also enter the costs you incurred from the purchase and sale of the property, but this is an optional step.


Investor home loans

Compare from a range of home loans below to find the best investor home loan for you

Lender

Variable
More details
Rate will drop 0.25% on 3rd of June
  • No application, ongoing monthly or annual fees.
  • Available for refinance or purchases. Quick and easy online application process.
  • Discounted interest rate for 5 years for homes with an eligible solar system
  • Dedicated loan specialist throughout the loan application
Disclosure
Rate will drop 0.25% on 3rd of June

Solar Investor Loan P&I <90%

  • No application, ongoing monthly or annual fees.
  • Available for refinance or purchases. Quick and easy online application process.
  • Discounted interest rate for 5 years for homes with an eligible solar system
  • Dedicated loan specialist throughout the loan application
Disclosure
Variable
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Neat home loan - max. 60% LVR (Investment, Principal and interest)

    Variable
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    Orange Advantage (INV, P&I, $150k+, LVR >=70% - <80%)

      Variable
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      Variable Rate Investment Loan LVR < 80%

        Variable
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        • Minimum 10% deposit needed to qualify. Available for purchase or refinance
        • No application, ongoing monthly or annual fees.
        • Flexibility to split your loan with both fixed and variable rates
        Disclosure

        Variable Investor Loan P&I <90%

        • Minimum 10% deposit needed to qualify. Available for purchase or refinance
        • No application, ongoing monthly or annual fees.
        • Flexibility to split your loan with both fixed and variable rates
        Disclosure
        VariableN/A
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        Digi Investment Loan (Principal & Interest) LVR 60%-70%

          Variable
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          Essential Home Loan (Investment, Principal and Interest, $750,000+, <= LVR 60%)

            Variable
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            Mortgage Breaker Investment Special (Principal and Interest) (LVR 70% - 80%)

              Variable
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              Offset Home Loan (Investment, Principal and Interest, max LVR 80%)

                Variable
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                Complete Home Loan (INV P&I 60% - 80%)

                  Variable
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                  Basic Home Loan for Residential Investment P&I (LVR below 70%)

                    Variable
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                    Basic Variable - Investor Principal & Interest (LVR is above 80% and less than or equal to 90%)

                      Variable
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                      Flexi First Option Investment Loan (Promo) - Principal & Interest (LVR up to 70%)

                        Variable
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                        Real Deal Investment Home Loan - (LVR <95%)

                          Variable
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                          Bankwest Simple Home Loan (Investment) (New Lending) <90% LVR - P&I

                            Variable
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                            Tailored Home Loan Variable Rate - Principal and Interest (Investment) LVR 60.0% - 70%

                              VariableN/A
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                              Standard Variable Investment Loan (Principal and Interest) (LVR > 80%)

                                Variable
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                                Investment Great Rate Home Loan

                                  Important Information and Comparison Rate Warning

                                  Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of June 3, 2025. View disclaimer.

                                  Important Information and Comparison Rate Warning
                                  Compare Investor Loans
                                  Find a great rate for your investment property
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