Money. It seems as if every day our hard-earned dollars are being stretched further and further. With the inflation and cost of living increases eating into our budget, you may be struggling with repayments, wondering how to make the most of your investment in your home, or simply feeling like you'll never get into your own home.

Don't give up hope! Your Mortgage magazine is coming to the rescue with a whole edition dedicated to saving you money and maximising your returns on your property.

For first homebuyers, we provide a roadmap to property ownership, leading you through the planning process and then delving into the realities and economics of the new First Home Saver Account. Even if you're in a debt situation, there is still hope. You'll discover the ins and outs of debt consolidation, which can turn expensive credit card repayments and bills into bricks and mortar.

If you already have a property discover how to be free of your mortgage in record time. We reveal practical tips that you can apply immediately.

Your Mortgage examines two types of loan accounts that can save you thousands: offset accounts and construction loans are put under the microscope. Find out how to maximise their benefits.

So even though your dollars may be getting tight, there are still plenty of opportunities to invest in property and save yourself a bundle.

Find out more in this months issue of Your Mortgage magazine. Subscribe today online at www.yourmortgage.com.au